This paper explores alternative forecast approaches for mortgage credit risk for forward
periods of up to seven years. Using data from US prime mortgage loans from 2000 to 2016 …

At least half of global GDP is moderately or highly directly dependent on nature, and
ultimately there is no economy without its critical services, including clean and abundant …

Over the past years, studies shed light on how social norms and perceptions potentially
affect loan repayments, with overtones for strategic default. Motivated by this strand of the …

Purpose The purpose of this paper is to examine the drivers of default in the Malaysian
housing market in the light of various policy interventions by the country's central bank, and …

Purpose This study aims to investigate the factors that drive housing loan default in India
based on unique micro-level data drawn from a public sector bank's credit files with a …

Purpose This study investigates factors contributing to residential mortgage loans default by
utilizing a unique dataset of borrowers' default data from one of the pioneer lending …

Although low-income homeownership programs serving vulnerable families at the lower end
of the income distribution have been the focus of housing policy in many countries over the …

In the wake of the Global Financial Crisis of 2008 and, more recently, the COVID-19
pandemic, policymakers in the United States and Europe have been reevaluating how best …

Expanding access to homeownership among vulnerable families at the lower end of the
income distribution has long been a cornerstone of housing policy in many countries …

Residential mortgage loans play an important role in improving living conditions in
developed countries. In Latvia, however, residential mortgage volumes have declined …