This paper empirically analyzes how individual characteristics are associated with risk
aversion, loss aversion, time discounting, and present bias. To this end, we conduct a large …

This study explores whether cross-country differences in financial inclusion can partly be
attributed to language heterogeneity. We examine if the future time reference (FTR) …

During the COVID-19 pandemic, many countries eased the burden on borrowers through
loan forbearance. Using a representative sample of the Hungarian adult population, we …

We conduct an experiment to determine competitiveness among shrimpers who engage in
collecting shrimp seeds in the southwestern coastal region of Bangladesh. We then examine …

Abstract Introduction Historically, black Americans have been disproportionately at the
bottom quantiles of the wealth distribution. As the choice of making any investment that can …

Based on a representative sample, the study examines how regional variables and
variables related to settlement type as well as demographic (gender, age), social …

A tanulmány egy reprezentatív mintára alapozva azt vizsgálja, hogy a regionális és
településtípussal kapcsolatos változók mellett a demográfiai (nem, kor), társadalmi …

Purpose: Present bias, the tendency of people to discount their future preferences in favor of
more immediate gratification, is one of the most common behavioral biases in financial and …

We investigate the problem of interest rate risk transforming into default risk of adjustable-
rate mortgage loans in the EU. Bank regulation is strikingly not neutral in this aspect, it …

Smallholder cocoa farmers face persistent poverty, with limited financial security threatening
both present and future livelihoods. Intergenerational dynamics in aspirations and savings …