In just a few years, central banks have rapidly ramped up their research and development
efforts on central bank digital currencies (CBDCs). A growing body of economic research …

The notion that blockchains offer decentralized,“trustless” guarantees of security through
technology is a fundamental misconception held by many advocates. This misconception …

Data Redundancies and Cyber Attacks Page 1 Data Redundancies and Cyber Attacks Linda M.
Schilling* and Rodney J. Garratt† November 2, 2024 Abstract Payments transaction data …

Abstract e-Rupee (e) is the new digital currency proposed by the Indian banking authority in
the form of Central Bank Digital Currency (CBDC) for its domestic use. Currently, this is in …

We provide an economic analysis of how data redundancies via multiple and partial
backups as well as data segmentation affect private and socially optimal investment in data …

As the global financial landscape continues to transform to technological improvements, the
emergence of CBDCs represents a significant turning point in financial systems. The central …

Currency has changed a lot, and the introduction of the Internet sped up the evolution of the
currency. Digital currency introduced many benefits compared to physical currencies. Ideas …