Credit risk research: Review and agenda

S Zamore, K Ohene Djan, I Alon… - … Markets Finance and …, 2018 - Taylor & Francis
This article provides a comprehensive review of scholarly research on credit risk
measurement during the last 57 years applying bibliometric citation analysis and elaborates …

Financial inclusion in emerging economies: The application of machine learning and artificial intelligence in credit risk assessment

D Mhlanga - International journal of financial studies, 2021 - mdpi.com
In banking and finance, credit risk is among the important topics because the process of
issuing a loan requires a lot of attention to assessing the possibilities of getting the loaned …

Computational approaches and data analytics in financial services: A literature review

D Andriosopoulos, M Doumpos… - Journal of the …, 2019 - Taylor & Francis
The level of modeling sophistication in financial services has increased considerably over
the years. Nowadays, the complexity of financial problems and the vast amount of data …

Comparative study of support vector machines and random forests machine learning algorithms on credit operation

G Teles, JJPC Rodrigues, RAL Rabelo… - Software: Practice …, 2021 - Wiley Online Library
Corporate insolvency has significant adverse effects on an economy. With the number of
multinationals increasing rapidly, corporate bankruptcy can severely disrupt the global …

The crowding-out effect of zombie companies on fixed asset investment: Evidence from China

M Ren, J Zhao, J Zhao - Research in International Business and Finance, 2023 - Elsevier
This paper attempts to investigate the relationship between zombie companies and normal
companies' fixed asset investment. Our empirical research finds that zombies will crowd out …

Artificial neural network and Bayesian network models for credit risk prediction

G Teles, J Rodrigues, RAL Rabê… - Journal of Artificial …, 2020 - iecscience.org
Credit risk threatens financial institutions and may result in irrecoverable consequences.
Tools for risk prediction can be used to reduce bank insolvency. This study compares …

Societal bias reinforcement through machine learning: a credit scoring perspective

BK Hassani - AI and Ethics, 2021 - Springer
Does machine learning and AI ensure that social biases thrive? This paper aims to analyze
this issue. Indeed, as algorithms are informed by data, if these are corrupted, from a social …

Does credit risk management impact the financial performance of commercial banks?

OS Fadun, P Silwimba - … Journal of Business Ecosystem & Strategy …, 2023 - bussecon.com
Commercial banks take deposits and lend for consumption and investment purposes. This
study examined the impacts of credit risk management on the financial performance of …

[PDF][PDF] The role of computerized accounting information systems (cais) in providing a credit risk management environment: moderating role of it

A Qatawneh - Academy of accounting and financial studies journal, 2020 - academia.edu
Study aimed at examining the influence of CAIS on building a healthy environment for credit
risk management through the mediating role of IT infrastructure. Quantitative approach was …

Impact of implementation of IFRS 9 on Czech banking sector

O Pastiranová, J Witzany - Prague Economic Papers, 2021 - ceeol.com
The aim of this study is to provide an overview of the principles of IFRS 9 implementation
and to analyse its impact on the Czech banking sector. Unlike the previous IAS 39 standard …