Analysis of Credit Risk Assessment Model for Financial Data Based on Intelligent Optimization Algorithm

X Qu - Procedia Computer Science, 2023 - Elsevier
With the rapid development of China's social economy, the financial industry accounts for an
increasing proportion of the national economy, and the financial industry is one of the key …

Analysis of Oversampling and Ensemble Learning Methods for Credit Card Fraud Detection

AK Singh, RBR Gurijala, UK Rai, A Kumar… - … and Modeling for …, 2023 - taylorfrancis.com
The frequent and fast-growing online transactions have resulted in an increase in security
measures taken to protect the data of transactions and customers. Companies have been …

An Unsupervised Learning Approach Towards Credit Risk Modelling Using DFT Features and Gaussian Mixture Models

AK Pandit, A Vashishtha, S Sumbria… - Advances in Intelligent …, 2022 - Springer
One of the most important problems in the present times is to estimate the risk in lending
financial resources with respect to its returns. Credit risk can harm a lender by increasing …