Applications of Artificial Intelligence in commercial banks–A research agenda for behavioral finance

F Königstorfer, S Thalmann - Journal of behavioral and experimental …, 2020 - Elsevier
Artificial intelligence (AI) is receiving increasing attention in business and society. In
banking, the first applications of AI were successful; however, AI is mainly applied in …

A Survey on Financial Inclusion: Theoretical and Empirical Literature Review

SM Shah, A Ali - 2022 - mpra.ub.uni-muenchen.de
Recently, policymakers and researchers have shifted their attention toward financial
inclusion to control poverty, the black economy, tax collection, and financial development …

Financial inclusion in developing countries: applying financial technology as a Panacea

A Isukul, B Tantua - Economic Growth and Financial Development: Effects …, 2021 - Springer
Traditional banking methods of addressing the problem of financial inclusion in developing
countries are not working efficiently. As it is becoming obvious, opening operational and …

On the combination of graph data for assessing thin-file borrowers' creditworthiness

R Muñoz-Cancino, C Bravo, SA Ríos… - Expert Systems with …, 2023 - Elsevier
Thin-file borrowers are customers for whom a creditworthiness assessment is uncertain due
to their lack of credit history. To address missing credit information, many researchers have …

On the dynamics of credit history and social interaction features, and their impact on creditworthiness assessment performance

R Muñoz-Cancino, C Bravo, SA Ríos… - Expert Systems with …, 2023 - Elsevier
For more than a half-century, credit risk management has used credit scoring models at
each of the well-defined stages of credit risk management. Application scoring is used to …

Fraud-agents detection in online microfinance: a large-scale empirical study

Y Wu, Z Xie, S Ji, Z Liu, X Zhang, C Lin… - … on Dependable and …, 2022 - ieeexplore.ieee.org
Online Microlending, a new financial service, focuses on small loans without any sort of
collateral. It provides more flexible and quicker funding for borrowers, as well as higher …

Social networks for enhanced player churn prediction in mobile free-to-play games

M Óskarsdóttir, KE Gísladóttir, R Stefánsson… - Applied Network …, 2022 - Springer
Social networks have been shown to enhance player experience in online games and to be
important for the players, who often build complex communities. In online and mobile …

[PDF][PDF] An empirical study on credit scoring and credit scorecard for financialinstitutions

MSI Ahmed, PR Rajaleximi - International Journal of Advanced …, 2019 - academia.edu
Financial institutions have become the indispensable field in this digital era. Owing to
technological development, at least 50% of the people are doing at least a single transaction …

Microlending on mobile social credit platforms: an exploratory study using Philippine loan contracts

J Mou, J Christopher Westland, TQ Phan… - Electronic Commerce …, 2020 - Springer
Microlending has grown rapidly and now benefits around 250 million people globally, half
who would otherwise not have access to credit. Use of social credit systems for microlending …

Enhancing microfinance efficacy for socio-economic development: A fuzzy logic approach to Pradhan Mantri Mudra Yojana

NC Roy, N Ramachandran - International Journal of Financial …, 2024 - World Scientific
This study comprehensively explores the intricate dynamics between Microfinance (MF)
scheme implementation and socio-economic development through rigorous empirical …