An audit study is a specific type of field experiment primarily used to test for discriminatory
behavior when survey and interview questions induce social desirability bas. In this chapter …

Why do Black households live in neighborhoods with much lower socioeconomic status
(SES) than the neighborhoods of white households with similar incomes? The explanation is …

Little is known about racial patterns in fintech mortgage lending, despite evidence of racial
disparities in the broader mortgage market. This study leverages 2015–2017 Home …

Uneven Urbanscape takes a new theoretically grounded view of how society produces and
reproduces ethnoracial economic inequality. Drawing on empirically rich documentation and …

The racial contours of the United States' subprime lending boom, foreclosure crisis, and
subsequent recovered market illustrate that the benefits and risks of homeownership were …

Many studies have shown the existence of disparities in loan denial rates between blacks
and whites that cannot be accounted for by observable applicant characteristics. Examining …

Despite being governed by several laws aimed at preventing racial inequality in access to
housing and credit resources, the mortgage lending market remains a contributor to racial …