Digital banking can make banking transactions easier in daily life. However, the presence of
technology does not seem to be welcomed. This is due to the unpreparedness of technology …

It can seem paradoxical that someone who evades the use of a debit card still wants access
to cash and is willing to use their mobile device at an ATM. The cardless cash technology …

The primary aim of this study is to examine the influence of the technological acceptance
model on customer engagement. An additional aim of this study is to examine the mediating …

The integration of technology, particularly artificial intelligence (AI) in learning process has
the potential to enhance learning efficiency by offering diverse perspectives and quick …

Purpose Despite the digital penetration in the larger consumer market, the adoption of e-
pharmacy services is reported to be very low in emerging economies like India. In this …

Purpose–This paper aims to review several studies published between 2018 to 2022 about
advising chatbots in schools and universities as well as evaluating the state-of-the-art …

Branchless banking is a new digitalization of artificial intelligence (AI) for future banking
services. The rapid digitalization and technological advancement of financial institutions (FI) …

Purpose This study aims to construct a theoretical framework that combines the Technology
Acceptance Model (TAM) and other variables related to life insurance adoption among …

Several financial innovations are introduced in the cashless market but not all of them have
either gained user acceptance, contributed to financial inclusion or development of Nigeria's …

An online payment system has brought convenience to its users as it is a tool used to
conduct cashless transactions. However, it involves risks that may differ from one person's …