Naivete-based discrimination
P Heidhues, B Kőszegi - The Quarterly Journal of Economics, 2017 - academic.oup.com
We initiate the study of naïveté-based discrimination, the practice of conditioning offers on
external information about consumers' naïveté. Knowing that a consumer is naive increases …
external information about consumers' naïveté. Knowing that a consumer is naive increases …
The effects of perceived and actual financial literacy on financial behaviors
S Allgood, WB Walstad - Economic inquiry, 2016 - Wiley Online Library
A combined measure of financial literacy that includes both a test score of actual financial
literacy and a self‐rating of overall financial literacy is used in this study. We find that the …
literacy and a self‐rating of overall financial literacy is used in this study. We find that the …
Financially fragile households: Evidence and implications
This paper examines households' financial fragility by looking at their capacity to come up
with $2,000 in 30 days. Using data from the 2009 TNS Global Economic Crisis survey, we …
with $2,000 in 30 days. Using data from the 2009 TNS Global Economic Crisis survey, we …
Financial literacy in developing countries
K Karakurum-Ozdemir, M Kokkizil, G Uysal - Social Indicators Research, 2019 - Springer
Focusing on different façades of financial well-being such as wealth accumulation and
retirement planning, various determinants of financial well-being have been unearthed, and …
retirement planning, various determinants of financial well-being have been unearthed, and …
[HTML][HTML] Financial literacy and financial decision-making at older ages
How well older households manage their wealth holdings is an important determinant of
their financial security during retirement, yet little is known about their financial decision …
their financial security during retirement, yet little is known about their financial decision …
How behavioral economics trims its sails and why
R Bubb, RH Pildes - Harv. L. Rev., 2013 - HeinOnline
Behavioral law and economics (BLE) has been broadly regarded in recent years as among
the most promising and exciting new developments in public policymaking theory and …
the most promising and exciting new developments in public policymaking theory and …
A model of focusing in economic choice
We present a generally applicable theory of focusing based on the hypothesis that a person
focuses more on, and hence overweights, attributes in which her options differ more. Our …
focuses more on, and hence overweights, attributes in which her options differ more. Our …
Bibliometric mapping of research trends on financial behavior for sustainability
T López-Medina, I Mendoza-Ávila… - Sustainability, 2021 - mdpi.com
This article presents a global empirical overview of studies on financial behavior in relation
to education, money-saving, and consumption, contributing to research on the Sustainable …
to education, money-saving, and consumption, contributing to research on the Sustainable …
Household finance
Household financial decisions are complex, interdependent, and heterogeneous, and
central to the functioning of the financial system. We present an overview of the rapidly …
central to the functioning of the financial system. We present an overview of the rapidly …
When nudges fail: Slippery defaults
LE Willis - U. Chi. L. Rev., 2013 - HeinOnline
" Nudging"-framing people's choices so as to channel them to better outcomes without
substantively limiting choice-is all the rage,'and perhaps the most popular framing tool is the …
substantively limiting choice-is all the rage,'and perhaps the most popular framing tool is the …