The COVID-19 pandemic has impacted communities throughout the United States and
worldwide. While the implications of the concomitant economic downturn for older adults are …

Rising housing costs have outpaced incomes in the United States for at least the past three
decades. At the same time, the population of older adults is growing rapidly. The confluence …

We show that consumption expenditures for older households are more responsive to
monetary policy shocks than for young‐or middle‐aged households. A one‐standard …

The paper presents methodological assumptions regarding the logistic regression model
and an example of using this research method to evaluate financial decisions taken by …

Objectives Financial debt held by older adults in the US has grown over the past two
decades. This study examines the extent to which credit cards, other consumer debts, and …

This study documents the credit outcomes of older adults immediately before and after the
onset of the COVID-19 pandemic in the United States. On average, older adults experienced …

Successive waves of house price appreciation have prompted homeowners to tap into
housing wealth, increasing mortgage debt to meet spending needs. This paper addresses …

This paper examines the drivers of loan principals in the reverse mortgage and equity
release market in New Zealand using a hedonic price model (HPM) approach. Our analysis …

Nearly 40 percent of Americans approaching retirement felt heavily indebted. Understanding
the role of secured and unsecured debt in retirement planning becomes an urgent concern …

Preceding the COVID-19 Pandemic era and time-frame immediately following, mortgage
lending trends significantly impacted people of color in the mid-west in the United States …