Abstract A Rotating Savings and Credit Association (ROSCA) is an informal cooperation
strategy that has emerged in several parts of the world as a tool to increase the resilience …

Purpose This study aims to understand the unique financial behavior of transgender
individuals compared to cisgender individuals. Furthermore, this study aims to demonstrate …

Diffusion of smartphone technology has created multiple opportunities for economic
development. This research investigated the use of smartphones in financial management …

abstract Zimbabwean women constitute a significant number of migrants living in South
Africa. Both accompanying spouses and lone Zimbabwean migrant women face challenges …

Savings and investment stokvels in South Africa have adopted digital technology in their
processes; however, there is limited understanding of how these technologies have …