We measure consumers' use of cash by harmonizing payment diary surveys from seven
countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia) …

Using shopping diary survey data, we show that changing payment patterns is a challenging
task; even when consumers have fallen in love with a new payment instrument, they find it …

This paper investigates the effect of mobile payment on the adoption and use of traditional
payment instruments such as cash, checks, and credit, debit and prepaid cards at the point …

The two-sided market theory holds that consumer adoption and merchant acceptance of
payment cards are interdependent. However, empirical evidence on such network …

In recent years, regulators in various parts of the world have capped interchange fees on
debit and credit cards. The justification for the caps rests to a large extent on the argument …

This paper aims to analyze the determinants of cash usage in a selection of European Union
(EU) countries over the 2003–2016 period, based on a set of technological, socioeconomic …

Financial services, particularly payments, have significantly transformed over the years due
to rapid changes in technology. ASEAN has witnessed changing consumer behaviour …

Celem pracy jest ocena zasięgu akceptacji kart płatniczych w Polsce. Autor zaproponował
trójpoziomowy model funkcjonowania sieci akceptacji płatności w fizycznych kanałach …

This report presents the results of two surveys, one to consumers and another to small
traders, in the top five Colombian cities between April and June 2016. The objective of the …

Many developing countries are characterized by high levels of remittances and low levels of
financial inclusion. In this context, introduction of M-payment services can be seen as a …