The prevailing housing situation in Pakistan is alarming, as more than 47% of urban
households are estimated to be living in squatters. Housing stakeholders require an …

This paper investigated construction materials-batching behaviour of artisans in the informal
construction sector in Ghana. The research was conducted in three major towns across …

Purpose The emergence of housing microfinance (HMF) as a response to the low-income
groups' inability to access traditional housing finance is an innovative strategy by creative …

One of the greatest challenges faced by post-independence Developing Countries (DCs) is
an immerse backlog, shortages and unsatisfactory conditions of housing for the poverty …

Purpose The purpose of this paper is to explore the de/motivation variables in the delivery of
housing microfinance (HMF) in the low-income housing market in Ghana …

All internet transactions, including online banking, need trust before they can be adopted
and used. The trustworthiness of internet banking was examined by conducting a survey of …

Currently, the problem of inclusive education continues to be one of the most common
barriers in the educational system, and one of the fundamental causes would be related to …

The objective of the research was to establish the influence of socio-emotional skills for the
reduction of social anxiety in university students. Quantitative methodology was used to …

Microfinance/Low-Cost Housing Scheme has been promoted to fill the national housing
demand/supply gap in Pakistan in recent years. Prime Minister's Low-Cost Housing Scheme …

The health emergency determined that classes were suspended in person, implementing
virtual education, this measure required actions to adapt to the new normality. The objective …