This study aims to determine factors impacting the intention of Micro, Small, and Medium
Enterprises (MSMEs) in using fintech lending applications as an optional source of business …

This empirical paper investigates the role of perceived usefulness (PU), perceived ease of
use (PEU), social influence (SI), service trust (ST), user innovativeness (UI), and …

The study aimed to analyze the factors that influence the decision of a Muslim lender to use
funding services on Islamic peer-to-peer lending platforms. The data analysis method used …

Digital healthcare platforms have enabled patients to receive healthcare in ways that were
impossible previously—for example, by providing a “safer” way to meet, as underscored by …

Purpose Despite a large stake of investment by retail investors and a growing number of
peer-to-peer (P2P) lending platforms coupled with the initiation of secondary market and …

Abstract Purpose: Peer-to-peer (P2P) lending has evolved into a viable alternative
investment option that is predicted to develop rapidly as technology solutions improve and …

The purpose of this research is to determine the long-and short-run factors influencing the
probability of obtaining loan under the peer-to-peer (P2P) lending platform with the …

Theoretical background: Contemporary financial systems have been going through a period
of dynamic changes since the beginning of this century. A special role in this process is …

Peer-to-Peer lending service is an emerging technology in developing economies to support
small and medium enterprises. However, SMEs have limited empirical evidence on P2PLS …