This paper reviews psychological studies of real‐life use of credit, debt, and
overindebtedness, with the aim of making policy recommendations that could reduce the …

Purpose: This study aims to analyze the relationship between financial technology (Fintech)
and COVID-19. The importance of adopting'digital'in all transaction could boost the Fintech …

The rapid development of information technologies like Internet of Things, Big Data, Artificial
Intelligence, Blockchain, etc., has profoundly affected people's consumption behaviors and …

Purpose The rapid growth of credit card use in China poses the potential for card overuse
and the accumulation of increased debt. The purpose of this paper is to report on an …

Over 40% of American households always feel like they are overspending and they regret
their choices. However, these consumers are unaware of the type of overspending they …

Purpose The use of consumer credit by Chinese citizens has risen rapidly in the Internet era.
The purpose of this paper is to predict a mechanism for credit consumption through Internet …

Data Mining refers to the analysis of large amounts of data stored in computers. The Big
Data era is already present, with current sources indicating that more data have been …

This study examines whether Internet access makes households more vulnerable to credit
card delinquencies. It is presumed, for a variety of reasons, that online accessibility …

Purpose: This study discussed the factors that influence the use and debt of credit
cardholders in Jakarta and surrounding areas (Jakarta, Bogor, Depok, Tangerang, Bekasi) …

India's payment systems have witnessed significant growth in digital transactions, supported
by policy thrust, sustained efforts from banking and financial sectors to provide technology …