Destabilizing digital" bank walks"

N Koont, T Santos, L Zingales - 2024 - nber.org
We study the impact of digital banking on the value of the deposit franchise and the stability
of the banking sector. Using the classification of digital banking in Koont (2023), we find that …

Contagion effects of the silicon valley bank run

DB Choi, P Goldsmith-Pinkham, T Yorulmazer - 2023 - nber.org
This paper analyzes the contagion effects associated with the failure of Silicon Valley Bank
(SVB) and identifies bank-specific vulnerabilities contributing to the subsequent declines in …

[HTML][HTML] The green energy transition and the 2023 Banking Crisis

F D'Ercole, AF Wagner - Finance Research Letters, 2023 - Elsevier
This study examines the stock price reactions of environmentally responsible stocks during
the onset of the 2023 banking crisis, triggered by the collapse of Silicon Valley Bank (SVB) …

The fundamental role of uninsured depositors in the regional banking crisis

B Chang, IH Cheng, HG Hong - Available at SSRN 4497863, 2023 - papers.ssrn.com
We examine the role of uninsured depositors in the 2023 Regional Banking Crisis by
emphasizing that they are valuable clients who demand loans. Banks with more uninsured …

[PDF][PDF] Flight to safety in the regional bank crisis of 2023

C Caglio, J Dlugosz, M Rezende - Available at SSRN, 2023 - law.nyu.edu
Using confidential weekly data on US banks, we document a flight to safety by depositors to
large banks in early 2023. In weeks of heightened stress, large banks experienced faster …

Destabilizing digital

N Koont, T Santos, L Zingales - NBER Working Paper, 2024 - papers.ssrn.com
We study the impact of digital banking on the value of the deposit franchise and the stability
of the banking sector. Using the classification of digital banking in Koont (2023), we find that …

Monetary policy transmission through online banks

I Erel, J Liebersohn, C Yannelis, S Earnest - 2023 - nber.org
Financial technology has reshaped commercial banking. It has the potential to radically alter
the transmission of monetary policy by lowering search costs and expanding bank markets …

[PDF][PDF] The Evolution of Banking in the 21st Century: Evidence and Regulatory Implications

SG Hanson, V Ivashina, L Nicolae, JC Stein… - Brookings Papers on …, 2024 - brookings.edu
As revealed by the failures of three regional banks in the spring of 2023, bank runs are not a
thing of the past. To inform the ongoing discussion of the appropriate regulatory response …

Deposit and credit reallocation in a banking panic: The role of state-owned banks

VV Acharya, A Das, N Kulkarni, P Mishra, NR Prabhala - 2022 - nber.org
We study a bank run in India in which private bank branches experience sudden and
considerable loss of deposits, which migrate to state-owned public sector banks (PSBs) that …

The digital banking revolution: Effects on competition and stability

N Koont - Available at SSRN, 2023 - papers.ssrn.com
How does the digital revolution affect bank competition and financial stability? I use hand-
collected data and a novel identification strategy to show that after adopting digital platforms …