Explainable artificial intelligence (XAI) in finance: A systematic literature review

J Černevičienė, A Kabašinskas - Artificial Intelligence Review, 2024 - Springer
As the range of decisions made by Artificial Intelligence (AI) expands, the need for
Explainable AI (XAI) becomes increasingly critical. The reasoning behind the specific …

The potential of generative AI for personalized persuasion at scale

SC Matz, JD Teeny, SS Vaid, H Peters, GM Harari… - Scientific Reports, 2024 - nature.com
Matching the language or content of a message to the psychological profile of its recipient
(known as “personalized persuasion”) is widely considered to be one of the most effective …

Using machine learning to predict student retention from socio-demographic characteristics and app-based engagement metrics

SC Matz, CS Bukow, H Peters, C Deacons, A Dinu… - Scientific Reports, 2023 - nature.com
Student attrition poses a major challenge to academic institutions, funding bodies and
students. With the rise of Big Data and predictive analytics, a growing body of work in higher …

Personality science in the digital age: The promises and challenges of psychological targeting for personalized behavior-change interventions at scale

SC Matz, ED Beck, OE Atherton… - Perspectives on …, 2024 - journals.sagepub.com
With the rapidly growing availability of scalable psychological assessments, personality
science holds great promise for the scientific study and applied use of customized behavior …

[HTML][HTML] Recent Applications of Explainable AI (XAI): A Systematic Literature Review

M Saarela, V Podgorelec - Applied Sciences, 2024 - mdpi.com
This systematic literature review employs the Preferred Reporting Items for Systematic
Reviews and Meta-Analyses (PRISMA) methodology to investigate recent applications of …

[HTML][HTML] Psychographic segmentation of multichannel customers: investigating the influence of individual differences on channel choice and switching behavior

J Blömker, CM Albrecht - Journal of Retailing and Consumer Services, 2024 - Elsevier
This study investigates the role of individual differences in channel choice and switching
behavior in a multichannel environment using latent class analysis on data from 1512 …

Exploring Personality Traits' Impact on Risk Perception in Mobile Payments

C Changchit, R Cutshall, G DeLatte… - Journal of Computer …, 2024 - Taylor & Francis
The integration of mobile/smartphones into daily life represents a fundamental aspect of
modern living. With the increasing number of mobile users, businesses face a critical need …

Identifying Big Five personality traits based on facial behavior analysis

L Cai, X Liu - Frontiers in Public Health, 2022 - frontiersin.org
The personality assessment is in high demand in various fields and is becoming
increasingly more important in practice. In recent years, with the rapid development of …

The Impact of Cloaking Digital Footprints on User Privacy and Personalization

S Goethals, S Matz, F Provost, D Martens, Y Ramon - Big Data, 2025 - liebertpub.com
Our online lives generate a wealth of behavioral records—digital footprints—which are
stored and leveraged by technology platforms. These data can be used to create value for …

[HTML][HTML] An End-to-End framework for extracting observable cues of depression from diary recordings

I Mlakar, U Arioz, U Smrke, N Plohl, V Šafran… - Expert Systems with …, 2024 - Elsevier
Because of the prevalence of depression, its often-chronic course, relapse and associated
disability, early detection and non-intrusive monitoring is a crucial tool for timely diagnosis …