This study aims to analyze the effect of loan to deposit ratio, credit risk on profitability and net
interest margin as moderating variables. The research was conducted on the national …

Currently, banks in Indonesia face extortionate loan interest rates due to high credit risks in
disbursing loan. This is different from what happens in Malaysia, which has lower credit risk …

The Covid-19 pandemic has hit the world since the end of 2019 and has damaged the world
economy, including Indonesia. Banking as a financial institution that provides funding to …

Purpose–This research models the behavior of distributing people's business credit by the
Central Kalimantan Regional Development Bank. Methods–This research estimates an …

The objective of this study was to examine the influence of business tenure, collateral,
number of family dependents, customer age, and the presence of an internal control system …

Micro, small, and medium enterprises (MSMEs) are business sectors that contribute
positively to economic development and their contribution to national income. However, as …

The main source of bank income is from interest, where interest income is obtained because
banks extend credit to the public. Thus, credit disbursement becomes very important for …

This study has several research objectives, namely (1.) identifying the determinants of UMi
Holding loan distribution;(2.) analyze the financial performance consisting of the holding …

Penelitian ini memodelkan perilaku penyaluran Kredit Usaha Rakyat oleh Bank
Pembangunan Daerah Kalimantan Tengah. Penelitian ini mengestimasi model …

Gencarnya penyaluran kredit yang dilakuakan bank digital di Indonesia menghasilkan
pertumbuhan jumlah penyaluran kredit yang cukup signifikan pada beberapa bank digital …