Economic uncertainty and bank risk: Evidence from emerging economies
This paper examines the impact of economic uncertainty on the risk of banks, which has only
been underexplored in extant literature so far. Using bank-level panel data of more than …
been underexplored in extant literature so far. Using bank-level panel data of more than …
[PDF][PDF] Is a consumer loan a catalyst for confidence?
In the context of the global economic downturn, the approach guided by consumer loans
(CL) to boost consumer confidence is a feasible way to promote the internal circulation of the …
(CL) to boost consumer confidence is a feasible way to promote the internal circulation of the …
Non-linear nexus between economic policy uncertainty and bank lending
Our study examines the non-linear effect of economic policy uncertainty (EPU) on bank
lending, using bank-level panel data of 19 countries for the period 2006–2018. We find that …
lending, using bank-level panel data of 19 countries for the period 2006–2018. We find that …
Cyclicality of bank credit growth: Conventional vs Islamic banks in the GCC
Using a panel of 104 banks from the six Gulf Council Countries, we investigate the cyclicality
of credit growth with regard to the discrepancies between Islamic banks and conventional …
of credit growth with regard to the discrepancies between Islamic banks and conventional …
Borrower discouragement prevalence for Eurozone SMEs: Investigating the impact of economic sentiment
We investigate whether economic sentiment exerts an impact on firms' decision to apply for
a bank loan or not and hence its impact on discouragement prevalence. Using survey data …
a bank loan or not and hence its impact on discouragement prevalence. Using survey data …
The power of sentiment: Irrational beliefs of households and consumer loan dynamics
We examine whether household sentiment can explain fluctuations in newly issued
consumer loans. We construct a novel measure of household sentiment using detailed data …
consumer loans. We construct a novel measure of household sentiment using detailed data …
Oil prices, fundamentals and expectations
This paper empirically investigates the relationship between oil prices, traditional
fundamentals and expectations. Informational frictions may force a wedge between oil prices …
fundamentals and expectations. Informational frictions may force a wedge between oil prices …
Does bank opacity affect lending?
Y Zheng - Journal of Banking & Finance, 2020 - Elsevier
Examining a sample of bank holding companies in the United States, we find that opacity
has a negative effect on bank loan growth. This effect is more pronounced for banks that are …
has a negative effect on bank loan growth. This effect is more pronounced for banks that are …
Local public corruption and bank lending activity in the United States
T Bermpei, AN Kalyvas, L Leonida - Journal of Business Ethics, 2021 - Springer
Using a conviction-based measure, we find that local (state-level) public corruption exerts a
negative effect on the lending activity of US banks. Our baseline estimations show that the …
negative effect on the lending activity of US banks. Our baseline estimations show that the …
US banks' lending, financial stability, and text-based sentiment analysis
MEK Agoraki, N Aslanidis, GP Kouretas - Journal of Economic behavior & …, 2022 - Elsevier
We examine the impact of investor sentiment on bank credit and financial stability. We also
investigate how loan growth may affect bank stability. We use a large panel data set of US …
investigate how loan growth may affect bank stability. We use a large panel data set of US …