Economic uncertainty and bank risk: Evidence from emerging economies

J Wu, Y Yao, M Chen, BN Jeon - Journal of International Financial Markets …, 2020 - Elsevier
This paper examines the impact of economic uncertainty on the risk of banks, which has only
been underexplored in extant literature so far. Using bank-level panel data of more than …

[PDF][PDF] Is a consumer loan a catalyst for confidence?

CW Su, F Liu, M Qin, T Chnag - Economic research-Ekonomska …, 2023 - hrcak.srce.hr
In the context of the global economic downturn, the approach guided by consumer loans
(CL) to boost consumer confidence is a feasible way to promote the internal circulation of the …

Non-linear nexus between economic policy uncertainty and bank lending

M Shabir, P Jiang, SH Hashmi, S Bakhsh - International Review of …, 2022 - Elsevier
Our study examines the non-linear effect of economic policy uncertainty (EPU) on bank
lending, using bank-level panel data of 19 countries for the period 2006–2018. We find that …

Cyclicality of bank credit growth: Conventional vs Islamic banks in the GCC

M Albaity, AHM Noman, RS Mallek, M Al-Shboul - Economic Systems, 2022 - Elsevier
Using a panel of 104 banks from the six Gulf Council Countries, we investigate the cyclicality
of credit growth with regard to the discrepancies between Islamic banks and conventional …

Borrower discouragement prevalence for Eurozone SMEs: Investigating the impact of economic sentiment

D Anastasiou, C Kallandranis, K Drakos - Journal of Economic Behavior & …, 2022 - Elsevier
We investigate whether economic sentiment exerts an impact on firms' decision to apply for
a bank loan or not and hence its impact on discouragement prevalence. Using survey data …

The power of sentiment: Irrational beliefs of households and consumer loan dynamics

Z Gric, D Ehrenbergerova, M Hodula - Journal of Financial Stability, 2022 - Elsevier
We examine whether household sentiment can explain fluctuations in newly issued
consumer loans. We construct a novel measure of household sentiment using detailed data …

Oil prices, fundamentals and expectations

JP Byrne, M Lorusso, B Xu - Energy Economics, 2019 - Elsevier
This paper empirically investigates the relationship between oil prices, traditional
fundamentals and expectations. Informational frictions may force a wedge between oil prices …

Does bank opacity affect lending?

Y Zheng - Journal of Banking & Finance, 2020 - Elsevier
Examining a sample of bank holding companies in the United States, we find that opacity
has a negative effect on bank loan growth. This effect is more pronounced for banks that are …

Local public corruption and bank lending activity in the United States

T Bermpei, AN Kalyvas, L Leonida - Journal of Business Ethics, 2021 - Springer
Using a conviction-based measure, we find that local (state-level) public corruption exerts a
negative effect on the lending activity of US banks. Our baseline estimations show that the …

US banks' lending, financial stability, and text-based sentiment analysis

MEK Agoraki, N Aslanidis, GP Kouretas - Journal of Economic behavior & …, 2022 - Elsevier
We examine the impact of investor sentiment on bank credit and financial stability. We also
investigate how loan growth may affect bank stability. We use a large panel data set of US …