Online peer-to-peer lending: A review of the literature

SA Basha, MM Elgammal, BM Abuzayed - Electronic Commerce Research …, 2021 - Elsevier
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

Risk-return modelling in the p2p lending market: Trends, gaps, recommendations and future directions

MJ Ariza-Garzón, MJ Segovia-Vargas… - … Commerce Research and …, 2021 - Elsevier
Abstract Peer-to-peer (P2P) lending is a market with significant growth in recent years. We
review the academic literature published during the last decade on P2P lending to identify …

Syndicated green lending and lead bank performance

BL Del Gaudio, D Previtali… - Journal of …, 2022 - Wiley Online Library
This study investigates the effect of the green lending propensity of banks on profitability and
risk. Using a sample of 217 green facilities financing syndication worldwide, we create a …

Do firms supported by credit guarantee schemes report better financial results 2 years after the end of intervention?

O Dvouletý, J Čadil, K Mirošník - … BE Journal of Economic Analysis & …, 2019 - degruyter.com
The study contributes to underdeveloped knowledge on effects of SME policies in Central
and Eastern Europe. We evaluate two Czech credit guarantee schemes funded from EU …

Predicting loss given default of unsecured consumer loans with time-varying survival scores

A Li, Z Li, A Bellotti - Pacific-Basin Finance Journal, 2023 - Elsevier
Abstract Loss Given Default (LGD) is an essential element in effective banking supervision,
as set out in the Basel Accords. In this paper, we focus on improving LGD predictions with …

Social waste or outcomes achievement? Exploring the impact of performance budgeting on municipal fiscal health

O Pasha, T Guzman - Public Performance & Management Review, 2023 - Taylor & Francis
Performance budgeting is a contentious area in public administration literature. While
performance budgeting systems are widely adopted with promises of better fiscal outcomes …

Fintech platforms: Lax or careful borrowers' screening?

S Gallo - Financial Innovation, 2021 - Springer
Can peer-to-peer lending platforms mitigate fraudulent behaviors? Or have lending players
been acting similar to free-riders? This paper constructs a new proxy to investigate lending …

Credit rating of online lending borrowers using recovery rates

R Chen, X Chen, C Jin, Y Chen, J Chen - International Review of …, 2020 - Elsevier
A core issue of the rapid developing online lending is to establish a sound credit rating
method for borrowers. When examining 14,558 recovery rates of defaulted assets …

Private equity valuation under time-inconsistent preferences

Y Bian, L Chen, X Xiong, J Yang - Research in International Business and …, 2023 - Elsevier
Our research expands on the private equity (PE) valuation theory by incorporating the
limited partner's (LP) time-inconsistent preferences. Our findings show that time …

Modeling of recovery rate for a given default by non-parametric method

R Chen, H Zhou, C Jin, W Zheng - Pacific-Basin Finance Journal, 2019 - Elsevier
This paper develops a new non-parametric method in modeling recovery rates for a given
default in credit risk management. Two main theoretical contributions are made to the …