Contractual complexity in debt agreements: The case of ebitda

AB Badawi, S Dyreng, E de Fontenay… - Duke Law School Public …, 2022 - papers.ssrn.com
We document significant variation across syndicated loans in the number of accounting
addbacks in the contractual definition of EBITDA. We show addbacks are increasing over …

Bank Specialization, Control Rights, and Real Effects

M Giometti, O Güler, S Pietrosanti - … and Real Effects (June 22, 2024 …, 2024 - papers.ssrn.com
We study the role of lenders' ability to collect and process information in financial
contracting. Using a large sample of corporate loans, we analyze how banks' industry …

The Benefits of Article 11 Pro Forma Disclosure

M Kubic - Available at SSRN 4958148, 2024 - papers.ssrn.com
Abstract The US Securities and Exchange Commission (SEC) mandates disclosure of Article
11 pro forma financial statements (pro formas) for acquisitions that exceed one of three …

[PDF][PDF] CovenantAI-New Insights into Covenant Violations

VS Krockenberger, A Saunders, S Steffen, PM Verhoff - 2024 - sascha-steffen.de
This paper introduces CovenantAI, a novel artificial intelligence (AI)-powered tool that tracks
SEC-reported covenant violations with improved accuracy over existing textsearch methods …

CovenantAI-New Insights into Covenant Violations

V Krockenberger, A Saunders, S Steffen… - Available at SSRN …, 2024 - papers.ssrn.com
This paper introduces CovenantAI, a novel artificial intelligence (AI)-powered tool that tracks
SEC-reported covenant violations with improved accuracy over existing text-search …

Bank relationship and contractual flexibility: Evidence from covenant enforcement

YK Gam, C Liu - Contemporary Accounting Research, 2024 - Wiley Online Library
This paper investigates how banks utilize soft information to provide contractual flexibility in
loan covenant enforcement. We find that relationship lenders are significantly less likely than …

Cost Structure and the Usefulness of Earnings

B Cadman, E Ferracuti - Management Science, 2024 - pubsonline.informs.org
We investigate the relation between the usefulness of earnings and firm cost structure. We
document that the usefulness of earnings to external users decreases in the degree of …