We investigate whether fintech development expedites financial inclusion and affects the
stability of the financial sector in BRICS economies. We first seek to identify the linkage …

Purpose The purpose of this study is to identify the determinants of success in peer-to-peer
(P2P) lending campaigns, especially amid global financial disruptions like the COVID-19 …

P2P lending offers loans to the public with easy processes and terms. However, the level of
P2P lending disbursements is still lower than that of the banks. In addition, a comparison of …

Purpose Despite a large stake of investment by retail investors and a growing number of
peer-to-peer (P2P) lending platforms coupled with the initiation of secondary market and …

Crowdfunding (CF) has become a significant force in the entrepreneurial landscape, offering
an innovative alternative to traditional financing channels for startups and projects. As the …

The rapid development of online lending in the past decade, while providing convenience
and efficiency, also generates large hidden credit risk for the financial system. Will removing …

The purpose of this research is to determine the long-and short-run factors influencing the
probability of obtaining loan under the peer-to-peer (P2P) lending platform with the …

Technology has advanced to the point where investing activities can be done online. People
are encouraged to use online platforms for investing because the process is easy and …

This research intends to integrate financing and economic factors into a unified model to
explore their influence on P2P lending successful fundraising. An innovative framework of …

Current technological developments have made financial services, initially confined to
conventional systems, now use more financial technology services. Fintech products are …