Auditor Scrutiny and Bank Loan Portfolio Composition
M Ege, A Nicoletti, SB Stuber - Available at SSRN 4611940, 2023 - papers.ssrn.com
We examine whether auditor scrutiny over the allowance for loan losses (ALL) is associated
with bank loan portfolio composition. Using PCAOB inspection findings specific to the ALL to …
with bank loan portfolio composition. Using PCAOB inspection findings specific to the ALL to …
[PDF][PDF] Digital Lending and Financial Well-Being: Through the Lens of Mobile Phone Data
AJ Chen, O Even-Tov, JK Kang… - Digital Lending and …, 2023 - hbs.edu
To mitigate information asymmetry about borrowers in developing economies, digital
lenders utilize machine-learning algorithms and nontraditional data from borrowers' mobile …
lenders utilize machine-learning algorithms and nontraditional data from borrowers' mobile …
Do Financial Consumers Discipline Bad Lenders? The Role of Disclosure Awareness
We examine whether financial consumers penalize predatory lenders in the US mortgage
markets. We identify predatory lenders using enforcement actions issued by the CFPB and …
markets. We identify predatory lenders using enforcement actions issued by the CFPB and …
[PDF][PDF] Omri Even-Tov
JK Kang, R Wittenberg-Moerman - 2023 - accounting.unibocconi.eu
By leveraging machine-learning algorithms and using nontraditional digital data derived
primarily from borrowers' mobile devices, digital lenders have vastly expanded access to …
primarily from borrowers' mobile devices, digital lenders have vastly expanded access to …
[PDF][PDF] Borrowing Beyond Bounds: How Banks Pass On Regulatory Compliance Costs
F Corell, M Papoutsi - 2024 - bankingsupervision.europa.eu
Banks in the euro area must inform supervisors about exposures to individual counterparties
that exceed 10% of the bank's capital. Using a granular dataset that combines banks' loan …
that exceed 10% of the bank's capital. Using a granular dataset that combines banks' loan …