We study the pricing of deposit accounts following a regulation that capped debit card
interchange fees in the United States and provide the first empirical investigation of the link …

This paper studies intended and unintended consequences of price cap regulation in the
two-sided payment card market. The recent US debit card regulation was intended to lower …

Interchange fees (IF) are fees that a cardholder's bank (issuer) receives from the merchant's
bank (acquirer) when a card payment is executed. Interchange fees are an important part of …

Abstract After the Great Recession, new regulatory interventions were introduced to protect
consumers and reduce the costs of financial products. Some voiced concern that direct price …

This paper studies the impact of price regulation in two-sided markets, where intermediaries
must get both sides of the market on board. Since platforms such as debit card networks can …

El uso de tarjetas de crédito ha experimentado un auge significativo impulsado por la
disposición de los consumidores a endeudarse y la expansión de recompensas generosas …

O objetivo deste artigo é verificar como a criação da bandeira de cartão de pagamento ELO,
alterou as taxas cobradas pela indústria de meios de pagamento brasileira. Em 2010 …

We study the relationship between interchange fees and card transactions in a large panel
of countries and assess the impact of the Interchange Fee Regulation, introduced in 2015 in …

Merchants and financial institutions have been involved in a comprehensive battle with
payment networks, aiming to gain dominance over the charges associated with card …

We consider the potential economic impacts of the Credit Card Competition Act of 2023 ("
CCCA"), drawing on economic literature on two-sided markets and effects of previous US …