Understanding the impact of borrowers' behavioural and psychological traits on credit default: review and conceptual model

A Goel, S Rastogi - Review of Behavioral Finance, 2023 - emerald.com
Purpose The purpose of the study is to identify certain behavioural and psychological traits
of the borrowers which have the tendency to predict the credit risk of the borrowers. And the …

Credit scoring of small and medium enterprises: a behavioural approach

A Goel, S Rastogi - Journal of Entrepreneurship in Emerging …, 2023 - emerald.com
Purpose This study aims to formulate a behavioural credit scoring models for Indian small
and medium enterprises (SME) entrepreneurs using certain behavioural and psychological …

Debt on the Ground: The Scholarly Discourse of Bankruptcy and Financial Precarity

P Foohey, RM Lawless, D Thorne - Annual Review of Law and …, 2024 - annualreviews.org
A rich literature uses law and social science methods to better understand household
financial distress and overindebtedness both inside and outside of bankruptcy. This …

Helping those that hide: Anticipated stigmatization drives concealment and a destructive cycle of debt

M Moorhouse, M Goode, J Cotte… - Journal of Marketing …, 2023 - journals.sagepub.com
Debt accumulation has been linked to materialism, impulsivity, shortsightedness, self-
control, and lifestyle preferences. However, applying stigma theory allows novel insights into …

The investment imperative

KS Elengold - Hous. L. Rev., 2019 - HeinOnline
This Article names and identifies the" investment imperative" as the widely-held belief that
higher education is necessary to increase one's financial prosperity and social standing in …

Epic fail: Exploring project failure's reasons, outcomes and indicators

M Herz, N Krezdorn - Review of Managerial Science, 2022 - Springer
Understanding the complex phenomenon of project failure can facilitate improved project
management and lower the risk of future project failure. Using a qualitative pre-study …

Brand stigmatization: how do new brand users influence original brand users?

D Yang, X Lei, L Hu, Y Sun, X Yang - Journal of Brand Management, 2023 - Springer
This study examines how new brand users with stigma influence original brand users. This
study investigates the negative impact of new brand users with stigma on the repurchase …

Stigma in marketing and consumer research: A literature review and research agenda

RR Rocha, AR Veloso - Journal of Consumer Behaviour, 2024 - Wiley Online Library
Stigma is a discrediting attribute that emerges in social interactions, playing different roles in
different contexts. Several fields (eg, sociology and psychology) have dedicated special …

Consumer Bankruptcy in the Neoliberal State

MD Sousa - Emory Bankr. Dev. J., 2023 - HeinOnline
The rise of financialized capitalism as a component of the neoliberal state has resulted in
our debt-based economy, under which utilizing credit and incurring significant debt is a …

'I'm not going to feed the bailiffs': personal bankruptcy and debtor agency in narrative accounts of struggling debtors

A Decker, T Hoření Samec - Journal of Cultural Economy, 2024 - Taylor & Francis
The article uses the formal instrument of personal bankruptcy proceedings as an illuminating
context to contribute to the scholarship on the lived experience of overindebtedness …