[PDF][PDF] Unified Payment Interface (UPI): A digital innovation and its impact on financial inclusion and economic development

S Rastogi, C Panse, A Sharma… - Universal Journal of …, 2021 - researchgate.net
Abstract UPI (Unified Payment Interface) platform has been used especially in India since
2016. This paper is aimed at exploring how UPI is impacting, financial literacy, financial …

Security analysis of the open banking account and transaction API protocol

A Almehrej, L Freitas, P Modesti - arXiv preprint arXiv:2003.12776, 2020 - arxiv.org
To counteract the lack of competition and innovation in the financial services industry, the
EU has issued the Second Payment Services Directive (PSD2) encouraging account …

Balanced, as all things should be: PSD2 and cybersecurity risks

DM Chivulescu - 2021 - essay.utwente.nl
The revised Payment Services Directive (PSD2, Directive (EU) 2015/2366) came in full effect
in the EU after the extended deadline for implementing Strong Customer Authentication has …

An empirical study of unified payment interface (UPI) in Indian digital payment system

AK Sahu, D Sahu, D Patra - Parikalpana KIIT Journal of …, 2023 - indianjournals.com
“Faceless, Paperless, Cashless” A significant shift in support of digital has been seen in the
financial services industry. Numerous opportunities in the area of digital financial services …

Open Banking System in Ireland: University Students' Perceptions on Data Security and Privacy

Q Ur Rehman Mumtaz - 2023 - esource.dbs.ie
Understanding user data security and privacy perceptions is crucial as open banking
systems change and reshape the financial landscape. This study examines Irish university …