Combining payment systems with mobile phones finally provides consumers with a solution
to each of the five payment scenarios: stationary merchant automat, stationary merchant …

Even though macroeconomic theories developed since the late 1980s have de-emphasized
the role of monetary aggregates in the transmission of monetary policy, considerable …

Mobile payment services hold the potential for financial inclusion in developing economies.
Low-income countries are characterized by distinctive conditions like price sensitivity, low …

This study investigates the relationship between financial sector development and progress
in reaching the Millennium Development Goals (MDGs). It assesses the contribution of …

By using a unique data set that contains detailed information about consumer payment
choice and consumers' attitudes toward each payment method, we estimate the effects of …

Debit card use at the point of sale has grown dramatically in recent years in the United
States and now exceeds the number of credit card transactions. However, many questions …

The advent of e-commerce together with the growth of the Internet promoted the digitisation
of the payment process with the provision of various online payment methods like electronic …

Supply chain finance (SCF) essentially provides a flexible cash flow solution that maximizes
the working capital situation for the main stakeholders in the supply chain. Buyers benefit …

Page 1 Electronic Payment Systems: a User-Centered Perspective and Interaction Design
Dennis Abrazhevich Page 2 The work described in this thesis has been carried out under the …

Since the mid-1990s, the US payment system has undergone a transformation featuring a
significant decline in the use of paper checks that is quite uneven across consumers and not …