[HTML][HTML] Defaults and cognitive effort

A Ortmann, D Ryvkin, T Wilkening, J Zhang - Journal of Economic Behavior …, 2023 - Elsevier
We explore experimentally a cognitive-effort channel through which defaults might influence
behavior in an insurance market setting where there is uncertainty in the benefits offered by …

Bundled Risks in Insurance Markets

A Solomon - Available at SSRN 4212650, 2022 - papers.ssrn.com
All insurance products are bundles. For example, medical insurance bundles oncology and
cardiology insurance. What determines which risks are insured together, and is this welfare …

Insuring Correlated Climate Risk: Evidence from Public Reinsurance

A Solomon - Available at SSRN 4881751, 2024 - papers.ssrn.com
Increasing climate risk has caused insurance in many locations to become unaffordable or
unavailable. I study a novel policy response in Australian home insurance: government …