Errare humanum est: Financial Literacy in European Consumer Credit Law

V Mak, J Braspenning - Journal of consumer policy, 2012 - Springer
Examples of financial mistakes made by consumers lend support to the view that systematic
mistakes of consumers exist in the EU credit market and that service providers respond …

The SEC, retail investors, and the institutionalization of the securities markets

DC Langevoort - Va. L. Rev., 2009 - HeinOnline
T HE Securities and Exchange Commission thinks of itself as the investors' advocate, by
which it means retail investorsindividuals and households-as opposed to institutional …

The law, economics and psychology of subprime mortgage contracts

O Bar-Gill - Cornell L. Rev., 2008 - HeinOnline
THE LAW, ECONOMICS AND PSYCHOLOGY OF SUBPRIME MORTGAGE CONTRACTS Page
1 THE LAW, ECONOMICS AND PSYCHOLOGY OF SUBPRIME MORTGAGE CONTRACTS …

The marketplace of fake news

AE Waldman - U. Pa. J. Const. L., 2017 - HeinOnline
We are often told that fake news is the price we pay for afree society, or thatfake news is part
of the" marketplace of ideas." Indeed, most arguments against any kind of regulation offake …

Contracting for procedure

KE Davis, H Hershkoff - Wm. & Mary L. Rev., 2011 - HeinOnline
Judicial decisions of public courts increasingly are based on" contract procedure," private
rules of procedure that the parties draft and assent to before a dispute even has arisen …

Set in stone: Change and innovation in consumer standard-form contracts

F Marotta-Wurgler, R Taylor - NYUL Rev., 2013 - HeinOnline
The majority of consumer and business transactions involve standard forms. Transactions
from buying a car or even a home to signing up for an online dating service involve signing …

Fiduciary administration: Rethinking popular representation in agency rulemaking

EJ Criddle - Tex. L. Rev., 2009 - HeinOnline
Ever since Alexander Bickel published The Least Dangerous Branch in 1962, American
constitutional theorists have agonized over the supposedly" countermajoritarian" character …

Laboratories of democracy-policy innovation in decentralized governments

B Galle, J Leahy - Emory LJ, 2008 - HeinOnline
Innovations in government produce positive externalities for other jurisdictions. Theory
therefore predicts that local government will tend to produce a lower than optimal amount of …

Arbitration as Delegation

D Horton - NYUL Rev., 2011 - HeinOnline
Congress passed the Rules Enabling Act (REA) in 1934.1 The REA, which authorized the
Supreme Court to create a single, transsubstantive procedural regime for federal courts …

Contracts in the age of smart readers

YA Arbel, SI Becher - Geo. Wash. L. Rev., 2022 - HeinOnline
What does it mean to have machines that can read, explain, and evaluate contracts? Recent
advances in machine learning have led to a fundamental breakthrough in machine …