Financial knowledge alone may not be sufficient to promote positive economic behavior
among South African consumers; financial self-efficacy may be required to exercise positive …

Seiring perkembangan zaman muncul sebuah generasi baru yang menjadi suatu
permasalahan di dunia yaitu generasi sandwich. Salah satu faktor munculnya generasi …

The importance of financial literacy, which includes facilitating a comprehensive
understanding of how money works and guiding how an individual makes economic …

This paper examines the social protection challenges faced by quinoa farmers in the
southern Altiplano of Bolivia, with a focus on certified quinoa producers. Using a …

Employers are increasingly expressing concern that the majority of recent graduates lack
professional skills. In addition, it is unknown whether students pursuing accounting degrees …

South Africa is faced with high levels of indebtedness and low savings culture by individuals.
These trends warrant greater attention as governments and regulatory bodies are …

This PhD thesis investigates the behavioral aspects of retirement savings, with a focus on
three empirical chapters. The research extends the existing literature by examining the …

This study aimed to analysis financial literacy level and financial planning for retirement
willingness of academicians in public universities of KP. Financial planning for the …

LAMPIRAN Page 1 59 LAMPIRAN library.uns.ac.id digilib.uns.ac.id Page 2 60 Lampiran 1.
Instrumen Penelitian INSTRUMEN (ANGKET) PENELITIAN I. Kata pengantar Dengan hormat …

Black tax is a highly contentious social phenomenon that has an influence on the financial
lives of many South Africans. The term refers to the expectation or obligation, commonly …