Debt on the Ground: The Scholarly Discourse of Bankruptcy and Financial Precarity
A rich literature uses law and social science methods to better understand household
financial distress and overindebtedness both inside and outside of bankruptcy. This …
financial distress and overindebtedness both inside and outside of bankruptcy. This …
No money down bankruptcy
"NO MONEY DOWN" BANKRUPTCY Page 1 "NO MONEY DOWN" BANKRUPTCY PAMELA
FOOHEY,* ROBERT M. LAWLESS, t KATHERINE PORTER: & DEBORAH THORNE This Article …
FOOHEY,* ROBERT M. LAWLESS, t KATHERINE PORTER: & DEBORAH THORNE This Article …
Consumer Bankruptcy Pathologies
ER Morrison, A Uettwiller - Journal of Institutional and Theoretical Economics …, 2017 - JSTOR
This paper questions several long-standing descriptions of consumer bankruptcy in the
United States. We focus on Chapter 13, which discharges debts after consumers pay …
United States. We focus on Chapter 13, which discharges debts after consumers pay …
Auto credit and the 2005 bankruptcy reform: The impact of eliminating cramdowns
R Chakrabarti, N Pattison - The Review of Financial Studies, 2019 - academic.oup.com
Auto lenders were perhaps the biggest winners of the 2005 Bankruptcy Reform, as Chapter
13 bankruptcy filers can no longer “cramdown” the amount owed on recent auto loans. We …
13 bankruptcy filers can no longer “cramdown” the amount owed on recent auto loans. We …
What is the actual prevalence of medical bankruptcies?
Purpose Medical bankruptcies occur when an individual experiences an acute or chronic
health event, and the costs of care exceed the individual's ability to pay. In such cases, the …
health event, and the costs of care exceed the individual's ability to pay. In such cases, the …
Rules and norms of consumer insolvency and debt relief: A comparison and classification of personal bankruptcy systems in 15 economically advanced countries
JO Heuer - 2014 - media.suub.uni-bremen.de
In the past decades, the growth of consumer credit has led to increased debt problems of
private households, and many economically advanced countries have responded to this …
private households, and many economically advanced countries have responded to this …
Who files for bankruptcy? The heterogeneous impact of state laws on a household's bankruptcy decision
MM Miller - American Law and Economics Review, 2019 - academic.oup.com
This article examines the heterogeneous impact of state exemption laws and state
garnishment laws on bankruptcy. Using a new household-level dataset, my empirical …
garnishment laws on bankruptcy. Using a new household-level dataset, my empirical …
[PDF][PDF] Using Misclassification Analysis to Evaluate the Effectiveness of the BAPCPA Means Test.
DD Hackney, DL Friesner - Journal of Accounting & Finance …, 2015 - na-businesspress.com
A crucial issue in the US consumer bankruptcy process is empirically distinguishing those
filers who are able to repay some or all of their debts from those who cannot. The former are …
filers who are able to repay some or all of their debts from those who cannot. The former are …
Regional differences in chapter 13 filings: southern legal culture or religion?
JH Beck, DD Hackney, J Hackney… - Review of Social …, 2014 - Taylor & Francis
Chapter 7 is designed for debtors who do not have the ability to pay their existing debts and
many times leads to a legal release of most debt. Chapter 13 is designed for debtors who …
many times leads to a legal release of most debt. Chapter 13 is designed for debtors who …
A Tale of Two Bankruptcies: Geographic Differences in Bankruptcy Chapter Choice
N Pattison, DL Millimet - 2023 - econstor.eu
The importance of place of birth or residence on a host of economic outcomes cannot be
overstated. The treatment of households in consumer bankruptcy appears to be no different …
overstated. The treatment of households in consumer bankruptcy appears to be no different …