This review provides an overview of the operations and impacts of mobile money in the
developing world. Over the past decade, mobile money has become a ubiquitous tool in …

The recent proliferation of mobile phones in rural Africa has also led to increased interest in
mobile financial services (MFS), such as mobile money and mobile banking. Such services …

Rapid urbanization is reshaping economies and intensifying spatial inequalities. In
Bangladesh, we experimentally introduced mobile banking to very poor rural households …

How do inexperienced consumers learn to use a new financial technology? We present
results from a field experiment that introduced payroll accounts in a population of largely …

Firms, workers, and consumers in developing countries are increasingly connected to each
other and the rest of the world through the internet. Can this connectivity transform poor …

Investment in improved agricultural inputs is infrequent for smallholder farmers in Africa. One
barrier may be limited access to formal savings. This is the first study to use a randomized …

Adoption of mobile money technology in peripheral regions of Africa where conventional
banking services are entirely lacking is very important for financial inclusion. Although the …

Abstract Research Summary This article studies fintech targeted to the base of the pyramid
and its role in encouraging savings for microenterprises. We argue that the impact of fintech …

Who uses mobile money, and what do people do with it? This paper describes mobile
money adoption patterns following the experimental introduction of mobile money for the first …

We present results from a randomized control trial on access to mobile money with 480
entrepreneurs in Malawi. Treated individuals received account opening assistance and …