Purpose Smart banking services (SBS) are critical for developing countries to achieve
developmental goals. The success of SBS is dependent on the considerable perceived …

The impact of the pandemic has also affected the sustainability of traditional traders. One of
the merchants' efforts in overcoming the effect of COVID‐19 is to make transactions with …

Purpose: An understanding of financial literacy is important not only for business actors but
also for individuals and households; even there is a need to introduce this all-important skill …

The rapid development of technology allows every industry including banking to adapt to
integrate the banking business with technology. This research discusses the importance of …

The Covid-19 has evolved the awareness of companies to collaborate with digital tools.
Various companies have steadily increased the efficiency of business operational through …

Despite numerous studies focusing on ride-sourcing services, most have concentrated on
users' pre-usage behaviour. This study explores users' post-usage behaviour, aiming to …

Digital banks have profoundly changed the financial industry's operations. In this scenario,
the study of digital banks has gained increasing attention in the academic community …

cloud accounting is an accounting information system based on cloud technology that can
make transactions online. This study focused on determining the elements that influence the …

The COVID-19 pandemic accelerated the shift towards digital finance, with mobile payments
gaining prominence as a response to the virus's transmission risks associated with physical …

 Abstract—Cloud technology can make the learning process easy and done anywhere.
However, in its use, some students feel anxious and prefer learning using offline software …