Think twice before running! Bank runs and cognitive abilities
We assess the effect of cognitive abilities on withdrawal decisions in a bank-run game. In
our setup, depositors choose sequentially between withdrawing or keeping their funds …
our setup, depositors choose sequentially between withdrawing or keeping their funds …
Bank loyalty, social networks and crisis
S Atmaca, K Schoors, M Verschelde - Journal of Banking & Finance, 2020 - Elsevier
In this paper, we consider how the intensity and channels of the relation between social
networks and bank loyalty vary according to the state of the economy. We analyze bank exit …
networks and bank loyalty vary according to the state of the economy. We analyze bank exit …
[HTML][HTML] Preventing (panic) bank runs
We study experimentally an instrument to prevent bank runs in healthy banks. In particular,
we extend the basic bank-run game, where depositors choose between withdrawing or …
we extend the basic bank-run game, where depositors choose between withdrawing or …
Running Out of Bank Runs
The theoretical literature on bank runs has modeled depositors' withdrawal decision as a
one-off choice, made simultaneously by all depositors. Our game-theoretic framework gives …
one-off choice, made simultaneously by all depositors. Our game-theoretic framework gives …
Coordination and communication during bank runs
We analyze the withdrawal behavior of bank depositors in times of economic crisis. In our
experimental model, we do not impose restrictions on the number of times subjects can …
experimental model, we do not impose restrictions on the number of times subjects can …
Experimental bank runs
HJ Kiss, I Rodriguez-Lara… - Handbook of Experimental …, 2022 - elgaronline.com
In the classic movie 'It'sa wonderful life'(Capra, 1946), a crowd of depositors shouts enraged
at the door of their bank:'Where is our money? We want our money back!'This can be seen …
at the door of their bank:'Where is our money? We want our money back!'This can be seen …
Премия за неявное страхование вкладов в российских государственных банках
ГИ Пеникас - Вопросы экономики, 2021 - elibrary.ru
Система страхования вкладов (ССВ) в России существует с 2003 г. При этом значимую
долю рынка вкладов занимают государственные банки. Статус государственного …
долю рынка вкладов занимают государственные банки. Статус государственного …
Would depositors pay to show that they do not withdraw? Theory and experiment
Abstract In a Diamond–Dybvig type model of financial intermediation, we allow depositors to
announce at a positive cost to subsequent depositors that they keep their funds deposited in …
announce at a positive cost to subsequent depositors that they keep their funds deposited in …
[HTML][HTML] Who withdraws first? Line formation during bank runs
We study how lines form in front of banks. In our model, depositors choose first the level of
effort to arrive early at the bank and then whether or not to withdraw their deposit. We argue …
effort to arrive early at the bank and then whether or not to withdraw their deposit. We argue …
Correlated observations, the law of small numbers and bank runs
Empirical descriptions and studies suggest that generally depositors observe a sample of
previous decisions before deciding if to keep their funds deposited or to withdraw them …
previous decisions before deciding if to keep their funds deposited or to withdraw them …