Purpose The concept of “buy now pay later” leads Malaysian Generation Y (Gen Y) to
excessively use their credit cards for spending. To gauge the extent of this worrisome …

Compulsive buying is a shopping addiction with worldwide prevalence that causes
significant emotional, financial, and social problems for those afflicted by it. While most …

Contribution/Originality: This study enriches the related research on credit card utilization
based on financial concepts such as financial literacy, and psychological ideas such as self …

The objective of this study is to examine factors affecting consumers' perception on credit
card usage. This study implemented the non-probability sampling technique as it is the most …

This research examines factors that contribute to credit card adoption among Malaysian
consumers. This study investigates factors that lead to credit card adoption to provide useful …

Compulsive buying, also known as shopping addiction, becomes a prominent behavioral
topic, which leads to both positive and negative impacts to consumer culture in both …

This paper proposes a finite mixture model to examine how health adversities influence
indebtedness of Sri Lankan households. After accounting for unobserved heterogeneity, our …

In the modern world, credit cards have emerged as a prominent cashless transaction
method powered by technological advancement and its inherent convenience. As Sri …

Credit card is one of the trending cashless transaction methods used worldwide with the
advancement of technology. Records in Central Bank of Sri Lanka (CBSL) show the demand …

Credit card is one of the mostly used cashless transaction method with economic growth and
adapting new technology in the banking industry. Credit card plays major role in …