Artificial Intelligence (AI) is creating a rush of opportunities in the financial sector, but
financial organizations need to be aware of the risks inherent in the use of this technology …

Both academic and nonacademic literature is evolving following the oscillating development
of artificial intelligence (AI) and computing power's evolution in their application to finance …

Lifting the poor from poverty through financial and social inclusion is the ultimate target and
raison d'etre of microfinance. As the most recent literature has recognized, microfinance …

Purpose This paper aims to survey the credit scoring literature in the past 41 years (1976-
2017) and presents a research agenda that addresses the challenges and opportunities Big …

Credit scoring model development is very important for the lending decisions of financial
institutions. The creditworthiness of borrowers is evaluated by assessing their hard and soft …

This study aims to reveal the predictors of individuals' financial behavior associated with
credit default for accurate and reliable credit risk assessment. Within the scope of credit use …

This research aims to propose a framework for evaluating credit applications by assigning a
binary score to the applicant. The score is targeted to determine whether the credit …

This paper examines the strengths and challenges of the Egyptian microfinance laws and
regulations that protect impoverished women from overindebtedness. The focus of the …

This research aimed to analyse the moderating impact of non-performing financing on the
effect of the distribution of murabahah financing and ijarah financing on the return on assets …

Small business owners (SBOs) face several challenges when asking for microcredit loans
from financial institutions. Usual difficulties include having low credit scores, unbanking …