The advancement of e‐wallet systems, including Alipay, has led consumers to embrace
digital payment with financial technologies. Yet, limited research focused on the usage of e …

Musical instruments in Indonesia are divided into two types, namely traditional musical
instruments and modern musical instruments, which in this study will be discussed with more …

Mobile commerce transactions adoption among consumers in Malaysia has become a major
challenge for mobile commerce providers. This paper aims to determine the factors affecting …

Financial transactions in the digital age have shifted from traditional to digital systems. With
the proliferation of smartphones and the internet, cashless payments via smartphone or …

Hybrid learning integrates online instruction with in-person interaction, and the Chaoxing
platform serves as an indispensable intermediary in higher education in China. The efficacy …

Mobile commerce has rapidly developed in the last few years. However, consumers'
widespread acceptance of its transactions in Malaysia poses a significant obstacle for m …

The use of the money supply is reflected in the development of the level of demand for
money by the public. Due to the increasing demand for money in society, people want a …