Understanding the psychological determinants of buy-now-pay-later (BNPL) in the UK: a user perspective

R Relja, P Ward, AL Zhao - International Journal of Bank Marketing, 2024 - emerald.com
Purpose This study explores the psychological determinants of buy-now-pay-later (BNPL)
use in the UK and reviews the efficacy of existing payment constructs. Design/methodology …

Intensifying materialism through buy-now pay-later (BNPL): examining the dark sides

VA Raj, SS Jasrotia, SS Rai - International Journal of Bank Marketing, 2024 - emerald.com
Purpose Buy-now, pay-later (BNPL) services can put consumers into a debt trap by
encouraging consumers to buy things they cannot afford, leading to a culture of materialism …

The rise of e-wallets and buy-now-pay-later: Payment competition, credit expansion, and consumer behavior

W Bian, LW Cong, Y Ji - 2023 - nber.org
The past decade has witnessed a phenomenal rise of digital wallets, and the COVID-19
pandemic further accelerated their adoption globally. Such e-wallets provide not only a …

Buy now pay (pain?) later

E deHaan, J Kim, B Lourie, C Zhu - Management Science, 2024 - pubsonline.informs.org
“Buy-now-pay-later”(BNPL) is a relatively unregulated FinTech innovation that provides
consumers with easy access to credit for retail purchases. BNPL spending is projected to …

Buy now, pay later credit: User characteristics and effects on spending patterns

M Di Maggio, E Williams, J Katz - 2022 - nber.org
Firms offering “buy now, pay later”(BNPL) point-of-sale installment loans with minimal
underwriting and low interest have captured a growing fraction of the market for short-term …

A life cycle view on unicorn start-ups: drivers of long-term high-growth

D Kabbara, B Hagen - Journal of Small Business and Enterprise …, 2023 - emerald.com
A life cycle view on unicorn start-ups: drivers of long-term high-growth | Emerald Insight Books
and journals Case studies Expert Briefings Open Access Publish with us Advanced search A …

Consumer Acceptance of Fintech App Payment Services: A Systematic Literature Review and Future Research Agenda

RS Alkadi, SS Abed - Journal of Theoretical and Applied Electronic …, 2023 - mdpi.com
This research has undertaken a systematic literature review (SLR) of articles focusing on the
acceptance of fintech payment services by identifying 84 peer-reviewed articles published in …

[HTML][HTML] The effects of buy now, pay later (BNPL) on customers' online purchase behavior

A Kumar, J Salo, R Bezawada - Journal of Retailing, 2024 - Elsevier
Recent innovations in financial technology (FinTech) have introduced short-term financing
options for customer loans, allowing customers to make purchases and pay for them in …

Situational factors of compulsive buying and the well-being outcomes: what we know and what we need to know

AP Nanda, D Banerji, N Singh - Journal of Macromarketing, 2023 - journals.sagepub.com
Marketing as a discipline has evolved with the unintended consequences of making
consumers spend more and buy things they do not need, resulting in significant consumer …

perilaku Konsumtif Penggunaan Online Shopping dan Sistem Pay Later dalam Perspektif Ekonomi Islam

SA Khairunnisa, MC Rahman, C Apriyanti, DO Putri… - Fondatia, 2022 - ejournal.stitpn.ac.id
This study analyzes and finds out the consumptive behavior of the community in using
online shopping through the pay later system law in the perspective of Islamic economics in …