Despite the rapid growth in digital payments (DP) adoption and its positive socio-economic
impacts in low-income countries, a large portion of the population remains disconnected …

This paper investigates the tradeoff between competition and financial inclusion resulting
from the vertical integration between mobile network and money operators. Joining newly …

The metaverse concept has been evolving from static, pre-rendered virtual environments to
a new frontier: the real-time metaverse. This survey paper explores the emerging field of real …

Digitalization of retail payments has facilitated financial inclusion. This is recognized to
stimulate growth, alleviate poverty, and address gender disparities in the financial sector …

Purpose The study intends to evaluate students' intention to shift from cash payment to
mobile payment system for academic fee payments through push, pull and mooring …

Financial inclusion in Africa faces significant challenges, including inadequate infrastructure,
regulatory obstacles, and socioeconomic barriers, which limit access to financial services for …

The rapid development of digital mobile payment platforms (DMPPs) has
significantlytransformed the financial services landscape, offering consumers unparalleled …

In this paper, we investigate the effects of non-exclusive agreements between networks of
mobile money agents on mobile network operator choices, using survey data from Tanzania …

This paper utilizes an advanced Network Data Envelopment Analysis (DEA) model to
examine the impact of mobile payment on the efficiency of Taiwan banking industry …

This research aims to determine the optimization of data interoperability for the efficiency of
the One Data Employment System by analyzing the implementation of the One Data …