Nudges influence behavior by changing the environment in which decisions are made,
without restricting the menu of options and without altering financial incentives. This paper …

This paper investigates the impact of a corporate wellness program on worker productivity
using a panel of objective health and productivity data from 111 workers in five laundry …

We provide first evidence that a soft commitment device enhances progress in education
and, more generally, improves the completion of complex tasks—such as passing exams. In …

This paper reports evidence from a field experiment investigating households' electricity
saving behavior. We motivated households' efforts to save electricity via pro-environmental …

We study the effectiveness of saving goals in increasing individuals' savings using data from
a Fintech app. Using a difference‐in‐differences identification strategy that randomly …

Goal Setting and Saving in the FinTech Era Page 1 Goal Setting and Saving in the FinTech
Era ∗ Antonio Gargano † University of Houston Alberto G. Rossi ‡ Georgetown University …

In a field experiment among 9,823 customers of the Namibian water utility, we implement
interventions to reduce non-payments. The interventions are based on diagnostic surveys to …

People often form intentions but fail to follow through on them. Mounting evidence suggests
that such intention‐action gaps can be narrowed with prompts to make concrete plans about …

Prominent research argues that consumers often use personal budgets to manage self‐
control problems. This paper analyzes the link between budgeting and self‐control problems …

In a randomized field experiment, we show that a low-cost intervention, weekly email
reminders, increases the weekly exercising frequency of gym members by 13%, with the …