New approaches to old problems: Market-based strategies for poverty alleviation

K Cooney, TR Williams Shanks - Social Service Review, 2010 - journals.uchicago.edu
The landscape of social welfare policy and practice is marked by new approaches that use
business and market mechanisms to combat poverty. This article reviews four such …

[图书][B] Can the poor save?: Saving and asset building in individual development accounts

M Sherraden - 2017 - taylorfrancis.com
Many policymakers argue that the best poverty policy not only provides cash to the poor for
subsistence but also incentives and structures that encourage long-term social and …

Turning workers into savers? Incentives, liquidity, and choice in 401 (k) plan design

OS Mitchell, SP Utkus, T Yang - National Tax Journal, 2007 - journals.uchicago.edu
We use data on five hundred 401 (k) pension plans to evaluate how employer matching
incentives influence retirement saving. Company matches prove to have a small effect on …

Institutions and savings in low-income households

J Curley, F Ssewamala, M Sherraden - J. Soc. & Soc. Welfare, 2009 - HeinOnline
This paper examines the influence of structured savings program arrangements on the
saving performance of low-income households in individual development accounts (IDAs) …

Automatic enrollment and employer match: an experiment with the choice of pension plans

AG Pereira, LE Afonso - Revista de Gestão, 2020 - emerald.com
Purpose The purpose of this study is to identify arrangements of fully funded defined
contribution (FF-DC) pension plans associated with the continuity of retirement savings …

[PDF][PDF] Waarom mensen de pensioenvoorbereiding uitstellen en wat daar tegen te doen is

JMT Krijnen, SM Breugelmans, M Zeelenberg - 2014 - research.tilburguniversity.edu
Netspar stimuleert debat over de gevolgen van vergrijzing voor het (spaar-) gedrag van
mensen, de houdbaarheid van hun pensioenen en het overheidsbeleid. Doordat veel van …

Choice and other determinants of employee contributions to defined contribution plans

LE Papke - Soc. Sec. Bull., 2003 - HeinOnline
Understanding the role that 401 (k) plan characteristics, such as investment choice, play in
participation and employee contributions is important as more workers rely on this type of …

[PDF][PDF] Match rates, individual development accounts, and saving by the poor

M Schreiner - 2004 - openscholarship.wustl.edu
Summary Individual Development Accounts (IDAs) provide low-income people with matches
for savings used for home purchase, post-secondary education, or microenterprise. Match …

Designing 401 (k) Plans That Encourage Retirement Savings: Lessons From Behavioral Finance.

J Turner - Benefits Quarterly, 2006 - search.ebscohost.com
Some workers have not participated in 401 (k) plans because of confusion over investment
decisions, while other workers who have participated have made what appear to be poor …

Contribution Behavior of 401 (k) Plan Participants During Bull and Bear Markets

S Holden, J VanDerhei - Proceedings. Annual Conference on Taxation and …, 2003 - JSTOR
For accounts their many retirement have American become planning. workers, an important
The 401 (k) income part plan that of accounts have become an important part of their …