Intertemporal tradeoffs play a key role in many personal decisions and policy questions. We
describe models of intertemporal choice, identify empirical regularities in choice, and pose …

How much are low-income individuals willing to pay for health insurance, and what are the
implications for insurance markets? Using administrative data from Massachusetts' …

We provide a unified analysis of taxation and taxpayer education when individuals
misunderstand complex tax systems. The analysis is independent of whether income is …

Algorithms are increasingly available to help consumers make purchasing decisions. How
does algorithmic advice affect human decisions and what types of consumers are likely to …

Consumers increasingly use digital advice when making purchasing decisions. How do
such tools change consumer behavior and what types of consumers are likely to use them …

We develop an optimal tax framework that combines two recent extensions of tax analysis: a
tax-systems emphasis on non-rate policy instruments, and a recognition of the role of …

Prior research finds food expenditure decreases at retirement, which suggests households
are inadequately saving. In contrast, other evidence shows that direct measures of food …

We define the concept of the moral cost of carbon (MCC): the internal carbon price
individuals implicitly apply to their consumption decisions. We argue that the MCC is a key …

We use administrative data from a large public university to study employee responses to
mandatory retirement saving, which represent a policy alternative to nudges. In response to …

We propose using penalized withdrawals from retirement savings accounts, identified from
US tax records, as a revealed-preference tool to characterize households' valuation of …