Corporate insolvency has significant adverse effects on an economy. With the number of
multinationals increasing rapidly, corporate bankruptcy can severely disrupt the global …

Credit risk threatens financial institutions and may result in irrecoverable consequences.
Tools for risk prediction can be used to reduce bank insolvency. This study compares …

Purpose Loan default risk or credit risk evaluation is important to financial institutions which
provide loans to businesses and individuals. Loans carry the risk of being defaulted. To …

Credit risk is defined as the risk that borrowers will fail to pay its loan obligations. In recent
years, a large number of banks have developed sophisticated systems and models to help …

Credit risk evaluation or loan default risk evaluation is important to financial institutions
which provide loans to businesses and individuals. Credit and loans have risk of being …

This paper addresses the question of default prediction of short term loans for a Tunisian
commercial bank We make a comparative analysis of two different statistical method of …

Credit–risk evaluation is a very important and challenging problem for financial institutions.
Many classification methods have been suggested in the literature to tackle this problem …