Today humanity is in the midst of the massive expansion of new and fundamental
technology, represented by advanced artificial intelligence (AI) systems. The ongoing …

As individuals and communities interact in and with an environment that is increasingly
virtual, they are often vulnerable to the commodification of their digital footprint. Concepts …

Background Machine‐learning algorithms and big data analytics, popularly known as
'artificial intelligence'(AI), are being developed and taken up globally. Patient and public …

FinBots are chatbots built on automated decision technology, aimed to facilitate accessible
banking and to support customers in making financial decisions. Chatbots are increasing in …

While the field of data ethics is increasingly engaging with the complex socio-technical
nature of data practices and their impacts, in the private sector, data ethics continues to be …

With the increasing demand for digital innovation scenarios, it is important to complement
and improve the policy system for the governance of digital innovation activities. Combining …

Is human or artificial intelligence more conducive to a stable financial system? To answer
this question, we compare human and artificial intelligence with respect to several facets of …

The aim of this research article is to focus on the factors, which make an impact on the
stability and liquidity of commercial banks, ie improve the methodology for managing assets …

Concerns about the societal impact of AI-based services and systems has encouraged
governments and other organisations around the world to propose AI policy frameworks to …

The COVID-19 pandemic accelerated the acceptance of digital banking services such as
online payment and banking apps. As bank clients become more likely to use online …