We measure consumers' use of cash by harmonizing payment diary surveys from seven
countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia) …

In recent years, many studies have emphasized the cost-saving potential of electronic
payments. Yet, cash is still heavily used to pay for point-of-sale transactions in many …

Research on holding and use of cash involves many aspects, such as reasons for holding
and hoarding cash, transactional demand for cash, cash management, type of spending …

This article analyzes the role of access to digital and physical forms of finance on income
inequality. The article develops a new measure of financial access that captures the …

In this era, the global COVID-19 pandemic has hit the economy hard. In the context of great
challenges to sustainable economic development, it is of great practical significance to study …

Credit unions in Latin America play an important role in the financial system, making a
significant contribution to the achievement of the Sustainable Development Goals (SDGs) …

Research aims: This study attempts to investigate the effect of financial inclusion on bank
profitability in the Indonesian context. Design/Methodology/Approach: The sample of this …

We have recently seen two conflicting trends in the use of cash. The share of e-payments in
retail transactions is steadily increasing, but the same upward trend is true for the share of …

This study examined why consumers who typically pay electronically at points of sale still
carry cash and explained the inertia of demand for cash by considering the additional …

Disruptive innovations in digital payments are happening in a large number of countries
around the world. In this paper, we investigate how merchants' acceptance of a contactless …