Understanding the impact of borrowers' behavioural and psychological traits on credit default: review and conceptual model

A Goel, S Rastogi - Review of Behavioral Finance, 2023 - emerald.com
Purpose The purpose of the study is to identify certain behavioural and psychological traits
of the borrowers which have the tendency to predict the credit risk of the borrowers. And the …

Financial literacy in Asia: A scoping review

JJ Xiao - Available at SSRN 3743345, 2020 - papers.ssrn.com
This chapter is to provide an overview of financial literacy in Asia, describe financial literacy
education in Asian countries, and propose recommendations for policy makers. The chapter …

Credit scoring of small and medium enterprises: a behavioural approach

A Goel, S Rastogi - Journal of Entrepreneurship in Emerging …, 2023 - emerald.com
Purpose This study aims to formulate a behavioural credit scoring models for Indian small
and medium enterprises (SME) entrepreneurs using certain behavioural and psychological …

Effect of psychological factors on credit risk: A case study of the microlending service in Mongolia

M Ganbat, E Batbaatar, G Bazarragchaa, T Ider… - Behavioral …, 2021 - mdpi.com
This paper determined the predefining factors of loan repayment behavior based on
psychological and behavioral economics theories. The purpose of this research is to identify …

Financial literacy and financial education in Asia

JJ Xiao - The Routledge handbook of financial literacy, 2021 - taylorfrancis.com
This chapter provides an overview of financial literacy in Asia. After the introduction, the
chapter describes financial literacy scores, national strategies for financial education …

[PDF][PDF] Personality Traits' Impact on Managing Debt: A Case Study in Indonesia

JC Hidayat, T Faturohman - Review of Integrative Business and …, 2022 - sibresearch.org
As financial technology and consumer behavior in Indonesia evolve, research that assesses
their level of risk in debt management is required. This study was conducted to investigate …

Финансовая грамотность россиян: взаимосвязь с социально-демографическими и психологическими характеристиками

ОЕ Кузина, АЯ Абдураманов, ДВ Моисеева - Вопросы экономики, 2024 - vopreco.ru
Аннотация Исследуется взаимосвязь финансовой грамотности россиян и
социальнодемографических и психологических факторов на данных трех волн …

Determinants of loan self control: Customer case “Kredit Usaha Rakyat” of Indonesia

E Elliyana, U Widyastuti, A Buchdadi, A Rabie - Accounting, 2024 - m.growingscience.com
Loan Self Control (LSC) can be defined as the ability of self-control related to behavioral
control, cognitive control, and decisional control in managing loans or debts for financial …

Financial Behavior and Knowledge Regarding Debt Payment and Its Relationship with Sociodemographic Variables

A García-Santillán - Journal of Advocacy, Research and Education, 2024 - ajol.info
The study aimed to determine the relationship between financial behavior and knowledge.
We analysed the financial behavior of workers regarding the payment of credit card debt and …

The role of personality traits in assessing the state of the Russian society by Persons with different economic behaviour

G Maria - Review of Business and Economics Studies, 2018 - cyberleninka.ru
The article describes what indicators of the condition of society are used in Russia and
abroad. Publications in which happiness, subjective economic well-being, life satisfaction …