Immigration, capital flows and housing prices

A Pavlov, T Somerville - Real Estate Economics, 2020 - Wiley Online Library
Research on immigration and real estate has found that immigrants lower house prices in
immigrant destination neighborhoods. In this article, we find that this latter result is not …

Homeownership and fertility intentions among migrant population in urban China

M Hu, Y Su, X Yu - Housing Studies, 2024 - Taylor & Francis
This study examines how homeownership is associated with fertility intentions among
migrant population in urban China. Using data from the 2017 China Migrants Dynamic …

Beyond the LTV ratio: lending standards, regulatory arbitrage, and mortgage default

JE Galán, M Lamas - Journal of Money, Credit and Banking, 2023 - Wiley Online Library
Booming house prices are historically correlated with loose lending standards. Nonetheless,
in Spain the loan‐to‐value (LTV) ratio failed to capture imbalances during the last housing …

Rural Land Transfer and Urban settlement intentions of rural migrants: evidence from a Rural Land System Reform in China

Y Su, M Hu, Y Wu - International Journal of Environmental Research and …, 2023 - mdpi.com
Using data from the China Migrants Dynamic Survey, this paper provides new evidence on
the impact of rural land transfer on urban settlement intentions of rural migrants. There was a …

Serious Mortgage Arrears among Immigrant Descendant and Native Participants in a Low-Income Public Starter Mortgage Program: Evidence from Norway

K Aarland, AM Santiago - Societies, 2023 - mdpi.com
Although low-income homeownership programs serving vulnerable families at the lower end
of the income distribution have been the focus of housing policy in many countries over the …

Financial literacy and mortgage stress

M Hu, Z Lin, Y Liu - Journal of Banking & Finance, 2024 - Elsevier
This paper examines the effect of financial literacy on mortgage stress. Using data from the
Panel Study of Income Dynamics (PSID), we find that borrowers with high levels of financial …

[图书][B] Cross-country differences in homeownership: a cultural phenomenon?

SJ Huber, T Schmidt - 2019 - econstor.eu
Cross-country differences in homeownership rates are large and persistent over time, with
homeownership rates ranging from 40% in Switzerland to 80% in Spain. This paper …

Housing preferences of Asian and Hispanic/Latino immigrants in the United States: a melting pot or salad bowl

Y Wu, V Sah, A Tidwell - Real Estate Economics, 2018 - Wiley Online Library
Several factors affecting household formations of first‐and second‐generation Asian and
Hispanic/Latino immigrants are identified, including contextual social interaction effects …

Moving up the social ladder: homeownership and expected socioeconomic status among migrant young adults in China

Y Su, M Hu, X Yu - International Journal of Housing Policy, 2023 - Taylor & Francis
A substantial body of literature on the promotion of socioeconomic mobility has focussed on
the role played by government support and human capital investment. However …

Do immigrants equally benefit from rent control?

X Bian, R Chen, H Jiang - Real Estate Economics, 2024 - Wiley Online Library
This study examines how immigrants, often concentrated in urban areas with higher rent
burdens, benefit from rent control. We focus on New York City's rent stabilization policy …