For poor families, the possession of assets—savings accounts, homes, and the like—has the
potential not only to relieve some of the stress of living in poverty but also to make a better …

Background There is growing recognition that people need stronger financial capability to
avoid and recover from financial difficulties and poverty. Researchers are testing financial …

The literature suggests that asset building for children not only encourages families to
financially prepare for children's long-term development, but also affects non-financial …

Amidst concerns about percentages of households that remain unbanked or underbanked,
policy endeavors have emerged to promote financial inclusion by making financial products …

Previous research found positive correlations among asset accumulation for children,
parental educational expectations, and students' educational achievement. However, more …

This special issue of Economics of Education Review explores the role of savings and asset
holding in post-secondary educational achievement. Most college success research has …

Background With college tuition and student loan debt rising, high school students and their
families are increasingly concerned about “how to” pay for college. To address this …

Some of the most severe burdens of the Great Recession were shouldered by low income
people who lacked emergency savings. The absence of assets in the form of emergency …

36 Journal of Sociology & Social Welfare regressive. In the United States, for example, the
largest policy mechanisms are in tax benefits for home owning and saving for retirement …

A series of randomized field experiments tests whether saving rates in a federally funded,
matched, savings program for low-income families–the Individual Development Account …