This article reviews the literature on international comparative household finance. It presents
summary statistics on household balance sheets for 13 developed countries and uses these …

Purpose The purpose of this literature review paper is to define consumer finance, describe
the scope of consumer finance and discuss its future research directions …

More than two million US households have an eviction case filed against them each year.
Policy makers at the federal, state, and local levels are increasingly pursuing policies to …

Developing country lenders are taking advantage of fintech tools to create fully digital loans
on mobile phones. Using administrative and survey data, we study the take up and impacts …

This article examines the stratifying effects of economic classifications. We argue that in the
neoliberal era market institutions increasingly use actuarial techniques to split and sort …

This paper examines households' financial fragility by looking at their capacity to come up
with $2,000 in 30 days. Using data from the 2009 TNS Global Economic Crisis survey, we …

In this paper, we examine high-cost methods of borrowing in the United States, such as
payday loans, pawn shops, auto title loans, refund anticipation loans, and rent-to-own …

Using geographic differences in the availability of payday loans, I estimate the real effects of
credit access among low-income households. Payday loans are small, high interest rate …

Expanding access to commercial credit is a key ingredient of financial development
strategies. There is less consensus on whether expanding access to consumer credit helps …

Despite extensive public infrastructure spending, surprisingly little is known about its
economic return. In this paper, we estimate the value of school facility investments using …