Access to credit may have a direct effect on achieving United Nations (UN) Sustainable
Development Goals (SDGs) in ending poverty, improving health and education, and …

Information asymmetry is widespread in the P2P online lending market, creating an
imbalance in the position of lenders and borrowers. This paper aims to expand the process …

Purpose This paper examines the evolving landscape of accounting and finance research
on the Chinese capital market, building on a previous study published at Abacus in 2018.

Using transaction-level data from a large online lending marketplace, we explore the role of
homophilous intensity in online lending and uncover the evidence of a significant impact of …

In this study, we use data from an online lending platform named Xinxindai in China to
empirically study the signaling effects of education for the default risk of borrowers. Three …

Local bias and home bias are conventional phenomena in the financial market. This paper
examines whether local bias and home bias exist in virtual loan transactions on the debt …

Both transformational and problematic platforms, corresponding to moderate and severe
scam conditions, are considered abnormal in Chinese marketplace lending. This paper …

Information asymmetry in the anonymous informal finance market drives the lenders to
screen the borrowers by disclosed information. Using data from a powerful online peer-to …

This paper studies the impact of micro-, small-and medium-sized enterprises (MSMEs)
status in marketplace lending. Using data from one of the most prominent Chinese online …

Reform and opening up have stimulated internal migration; at the same time, home bias and
regional discrimination have become pressing problems in China, even though the internet …